Babies aren’t cheap, people, and when you throw two in the mix, it’s definitely a hit to the ol’ family budget. Mr. Blue is 100% our “nerd” in the family when it comes to finances. He checks our accounts multiple times per day. He runs the budget frequently. I’m more of the “free spirit,” but I still work to be responsible and live within my budget. Before we decided to TTC, we sat down and talked about what cost increases we would have; we added things like daycare, diapers, and some miscellaneous expenses for some clothes here and there and random baby items. We obviously wouldn’t need to calculate in formula because I was absolutely going to breastfeed and it was going to be swimmingly successful and life was going to be picture perfect . . . ahh, naive little girl was I!
When we found out we were having twins, we had a little bit of a budget panic. We had been responsible and made sure we knew we could afford to add a baby to our home, but we knew that adding TWO BABIES was going to really stretch us thin. I’ll explain some of the changes in cost we’ve had at the end, but for now here is a peek at what we spent on our boys at 3-months and 5-months old. These costs focus on baby necessities and do not include any long-term use items, increased utilities, laundry supplies, etc. For example, we had to buy additional bottles when they were 3 months because they started drinking more than 4 oz., and we didn’t have enough bigger bottles to get through an entire day; that cost would not be included here.
Three-Months Old
Daycare: $1300 ($650 x 2)
Formula: $390.76 (6 cans of Similac Neosure per week for 4 weeks – $5 coupon per month)
Baby Food: $0
Diapers: $188.76 (Approx. 14 diapers per day x 2 babies x 30 days = 840 size 2 Pampers Swaddlers from Target)
Wipes: $23.29 (Pampers Sensitive Wipes – 744 count from Target)
Misc. (diaper rash cream, saline spray, Baby Tylenol, Diaper Genie refills, etc.) $29.39
Clothes: $28.50
Prescriptions & Doctor Visit Co-pays: $44.90 (Prevacid – $40 co-pay, Zantac – $4.90 co-pay)
Total: $2,005.60
Five-Months Old
Daycare: $1134 ($580 x 2 = $1160 – discount for paying with auto draft)
Formula: $335.81
Baby Food: $62.55 (1.5 containers of Gerber baby food per day x 2 babies, buying during sales)
Diapers: $140 (10 diapers per day x 2 x 30 days = 600 diapers, so 4 boxes of Pampers Swaddler size 3 – 20% discount for using Subscribe & Save and Amazon Mom/Prime membership)
Wipes: $17.56 (1 box of wipes – Amazon discounts listed above)
Misc. (diaper rash cream, saline spray, Baby Tylenol, etc.): $52
Clothes: $125 (see below)
Prescriptions & Doctor Visit Co-pays – $230.80
- Co-pays – $150 (E – 4 sick visits x $25; F – 2 sick visits x $25)
- Prescriptions – Prevacid – $40; Zantac $4.90; 3 rounds of antibiotics for E – $25.80; 1 round of antibiotics for F – $5.10; antibiotic eye drops for E’s eye infection – $5)
- We clearly had a rough month health wise. Blech.
TOTAL – $2097.72
Despite what the numbers look like, the boys are actually getting less expensive to provide for, and I’m shopping smarter. Our terrible health month between 5-6 months and needing to buy some winter clothes made that month’s total much higher than it would have been otherwise. Here’s some details on a few areas and what changed between these months.
Daycare – We live in a small city with very affordable daycare, though it is also in line with significantly lower salaries here. It’s about half of what I would spend in our former city, but I make half the pay, too. Our first daycare was slightly more expensive and we were not happy at all there, so when we had the chance to get into our first choice when the boys were 4 1/2 months old, we happily made the jump and save about $70 a month for each boy’s tuition.
Formula – Despite all my efforts and working for three months to be successful, the most I was ever able to produce was about half of their intake. By 3 months, they were exclusively on formula. We had to use Neosure, a formula for preemies, which only comes in the smaller cans so you can’t use any of the regular Similac coupons for it. Similac does send a $5 coupon for Neosure once a month. At 4 months, our pediatrician gave us the go ahead to switch Elliot to a regular formula. We initially went to the regular Similac. A few weeks ago, we decided to try the Target brand and have had great success with it, much to our bank account’s joy! Just last week, Finn joined the ranks of “regular” formula eaters, too, so our costs next month will be significantly lower!
Diapers – We’ve tried several kinds of diapers, but Pampers has led to the least blowouts so we pretty much exclusively use them, though we occasionally use Luvs. Originally, I just bought our diapers at Target in the biggest box available. At 3 months, our old daycare changed their diapers every hour so we went through a TON of diapers. For month 6, I began buying our Pampers through Amazon using Subscribe & Save and Amazon Mom/Prime. The better price combined with our new daycare not changing diapers quite as frequently made for some savings in month six.
Clothes – We LOVE hand me downs and accept them happily, and we had a lot of clothes in the smaller sizes gifted to us. We don’t have many clothes or hand me downs for the larger size, so I had to spend more in month 6 on clothes to get ready for the next size and winter weather. I try to look at the children’s consignment shop and Carter’s clearance sections first.
What does/did your little one cost per month?
GOLD / cantaloupe / 6703 posts
Try the Costco/Kirkland formula. It’s the same as Similac Advance, but is about 1/2-2/3 the cost.
blogger / wonderful cherry / 21616 posts
Is this what you spend per month?! wow!!! Twins are definitely not “two for the price of one” like so many people say.
GOLD / wonderful coconut / 33402 posts
I know different cities, but different costs, but I spend more on just R then you do for 2 in day care.
I knew twins would be pricey but seeing in on paper really makes me thankful for just one!
honeydew / 7230 posts
Thank you so much for the breakdown on your twin costs per month. I’m a little afraid to send this to my husband, haha. At least this reaffirms our decision for me to stay home when our babies come next spring – my whole salary would be going to daycare!
pineapple / 12053 posts
wowza! we don’t have the daycare costs, but we’re definitely up there in other costs. i’m shocked that your daycare was changing them once an hour at 3 months! that’s crazy! seems like a waste of money. did they have reasoning for that?
persimmon / 1165 posts
I hear you! Twins are expensive! I am afraid to take a look at everything together that we spend on them each month.
I’ve found good luck with buying Earth’s Best baby food in bulk only when it’s buy one, get one free at our grocery store. I think I spent around $70-100 every six weeks on baby food for them with that deal. We’re slowly transitioning them to table food, so happy to see that cost disappearing!
I am so envious of your daycare costs! We pay $1,748 a month for daycare for our twins.
We buy Target brand diapers in bulk when they’re on sale and cloth diaper them on the weekends to save on diapers. Seems to be working well for us. We still use Pampers overnight diapers at night though.
blogger / pomegranate / 3300 posts
I never did the math when they were babies. It was too much for my brain to handle. I thought they cost a lot when they were little but man, as they get older they just cost more. They go through shoes and clothes sizes like crazy. And the food…. oh the food. Heaven help me when I have four teenagers. There have been times when they sit down and eat more than I do and they are four.
honeydew / 7091 posts
I would also suggest looking into Costco formula! My ped told me that Enfamil sold their research to Kirkland – haven’t been able to find anything supporting that claim, but it made me feel better about using it.
blogger / kiwi / 675 posts
I love how organized you guys are! This reminds me of something I would look into…. Our costs definitely aren’t as high and I agree pampers are the BEST.
blogger / pomelo / 5361 posts
@MaisyMay: @swurlygurl: We don’t have Costco, but we have now switched to the Target formula, which has been great. Unfortunately, there are no generic of the preemie formula, so we couldn’t switch until the ped. cleared them at 4 & 7 months.
@Mrs. Pen: Yeah, it’s been really hard on our budget, but thankfully some of the costs like formula are finally going down.
@Smurfette: When I lived in the city, my salary was literally more than twice what I make now, but daycare would be more than double, too. It looks cheap, but it’s pretty comparative percentage wise with salaries.
@twodoghouse: Cutting out daycare is a HUGE chunk! Twins aren’t cheap, but they are so, so much fun!
@sunshineandsushi: During month 6, I mostly was buying sales at Target or BRU, but this month, I started buying through Amazon subscribe and save. I’m definitely still working on how to bring the food cost down.
@Mrs. Train: I had two teenage brothers, and I live in constant terror of how much they ate and how we are going to afford that…Oy.
blogger / pear / 1563 posts
I was going to say, those daycare costs seem pretty affordable, but you addressed that.
And it sounds like even though you had to spend over $200 in one month on Dr. visits, that’s pretty standard for us in a month due to no co-pays with our insurance. So, I do think you have pretty good health insurance and are getting good deals there too. Babies are just SO expensive! We’ve been blessed to not have to pay for daycare, but I’m just going to not add up the expenses Little P gives us because I might freak out!
blogger / persimmon / 1398 posts
Holy cow. I’ve never done the math here, and probably won’t on the next kiddo… but this is a good reminder as to why our basement remains unfinished and we have the un-comfy couch still… and I just have one!
guest
Where do you live that daycare is only $650/month for one? If I used center then daycare for one is $1300/mon. I am 22w5d pregnant with twin girls and have no idea how I am going to afford childcare along with diapers/wipes/formula/etc.. I am looking into home daycares but some don’t take 2 infants at the same time (understandable). Out of everything this is my biggest worry.